Our bank details Fund Wallet

Your Personal

Make payments worldwide. MPAYING® support in more than 200 countries.
You can send instant electronic transfer worldwide to e-mail address.

MPAYING® eWallet

for your business

Create a business account now,
MPAYING® offers a variety of services.
to create eye-catching and beautiful solutions for their business

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Mpaying Classic

Mpaying Business

Mpaying Platinum





services we provide
Identity Verification

By using our platform to verify identity, you be able to get the real identity of your staff, business partner and enable provision of due diligence in employing domestic staff.

Agent Banking Networks

M-Paying agent network is a retail outlet contracted by a financial institution to process clients’ transactions such as deposit, withdraw, transfer funds, bills payment, inquire about an account balance. .

Fund Transfer and E-Currency

Send money to billions of people in the world using just email and code whereas payment can be withdraw via our Debit Card, bank account and via our agents using cashoutcode.

Merchant payment/Advanced API

By using our online payment system your customers can make instant online payments and receive instant payouts simply and securely. Our gateway gives you access to many deposit options

Micro Cooperative

Micro cooperative is a platform that allowed individual and group of people to make micro saving daily, weekly and monthly. Each of the contributor collect lump sum of the saving on daily, weekly and monthly depend on plan with free health scheme for members

Airtime and Exam Card Purchase

Top up your phone airtime and Save up to 10% automatically when you send international mobile airtime top up. Also, we have developed a technology to enable any person to buy examination (JAMB,WAEC,NECO) card online also make the payment online via any debit and credit card.

01First Procedure

Signing up with M-Paying is fast and simple. Complete the application with your personal or company’s information and bank account credentials.

04Fourth Procedure

We provide payment cards that allows direct electronic access to your M-Paying account. We offer both stored value with which a payment is made, or relay a message to M-Paying to withdraw funds.

Second Procedure02

Activate and fund the wallet through bank transfer, direct bank deposit, cryptocurrency, debit/credit card and agent outlet

Third Procedure03

Pay anyone worldwide with just email address and get paid in NGN, USD, EUR, local payment wallets, and cryptocurrency.

Mobile Solution

Drop us a line if you’d like invest on us

We’re always looking for investors so as to extend our operation

The mission of Karems online company is to provide customers with a complete solution to all their current and future e-payment and private online service needs. Karems online company has established a reputation for quality work and plans to continue to enhance its image in the industry. The company seeks to become a well-known and respected provider of advanced online payment solutions by: Increasing service offerings. Increasing availability and accessibility to current and future customers. Creating innovative, unique, and cost-effective solutions to problems currently faced by customers.

  • Electronic/Mobile payment solution
  • Online school portal
  • Traveling & Tour Agency
  • Online marketplace
  • Agent Banking / Mobile Money Services
  • High bandwith Internet hotspot service
  • Bulk SMS integration & programming
  • Customize Visa, Master Card and verve card
  • Online Bill Payment (Utilities, Cable TV, Internet subscription)
  • Purchase of examination cards online (JAMB,WAEC,NECO etc)
  • Print of Bulk GSM vouchers online
  • Airtime top-up for self and others
  • Fund transfer and Western union services .